Should it be done at all? Or how long should one wait for before getting credit card when having a existing mortgage?
FYI:
- we are here in NSW
- getting credit card only to take advantage of the points and convenience in some case, not a necessity
Should it be done at all? Or how long should one wait for before getting credit card when having a existing mortgage?
FYI:
Having a credit card is great for a mortgage. Put everything on your card, then pay up when the interest free period expires.
In the meantime put everything on your home loan and redraw to pay your credit card as required.