Per bank account or per bank? I have something similar and it’s tied to my bank, but I can select wich account I use every time (personal, savings, shared…)
I see no issue with it. Spain has Bizum which is basically the same, and I send money to people via their phone number, and they decide where that money should go.
Don’t create unique IDs per account please, keep it simple.
You also need a phone number per bank account, so most people will only be ever to use it for one account. As much as I act to like it, it’s bad…
Per bank account or per bank? I have something similar and it’s tied to my bank, but I can select wich account I use every time (personal, savings, shared…)
I suppose on the receiving end it has to be connected to a single bank account.
I see no issue with it. Spain has Bizum which is basically the same, and I send money to people via their phone number, and they decide where that money should go.
Don’t create unique IDs per account please, keep it simple.