I am so annoyed at my fucking bank!! So I work on a tech area of a bank. I work remotely. We are allowed to have employee accounts with special privileges. I already had an employee account, but wanted to add a savings account to it. I had been with this bank for 10 years and working for it for 4. They closed my accounts because they said that they had to create a whole new account to attach the savings account to it. So then they tell me that I needed $25 dollars. I literally never needed money to open any of my previous accounts with them, so I didn’t bring any cash. They said that they couldn’t open it. I offered transferring funds from another bank right there and there, they said no. I ask if I could just deposit funds tomorrow and they said no. I literally had to give them the cash right then and there. They literally told me this after closing my other 2 accounts. When I called them out on this, I was told that as an employee, I should know that. Wtf?! I work in the mobile app in the tech section, we have no clue about opening accounts or accounts policy, and I never needed money before. I am so pissed that I lost 2 hours in line and got now no accounts!
Then I called another branched and explained the situation and they said that they are okay opening the account with no money as long as I give my word that I will transfer the funds the same day, which makes me so annoyed because the other person kept saying that was not possible! I hate the branch close to me so much!
And the employee account doesn’t even need a balance. I don’t know what their problem is . It doesn’t need a minimum balance. I don’t understand why now they need money to open the account as they are literally seeing that I had 2 accounts with them
Fuck them banks wasting my 2 hours!
Hit tha bricks! Find a credit union near you.
Thanks to you I investigated the idea of a credit union and thought “Huh, do we have anything like that in Poland? Nah probably no”
And then boom Bank Spółdzielczy (Bank Cooperative) and now am considering joining my local one which has existed since 1950. Thank you <3
I will never stop aggressively advocating for everyone to use a credit union or their nation’s equivalent. They’re so much better than banks that it’s mind boggling, and almost universally subject to the same or better (for you the consumer) regulations than standard banks everywhere they’re located. I get a ridiculous 4% interest at my local CU (not doxxing myself) and have no fees for anything ever, it’s dope.
