So, we take the magazine diet of the month approach yet again? Instead of learning healthy spending habits, we barge in with the extremest measures we can find, inevitably fail and try the next needlessly extreme thing, repeating the cycle until we have lost so much self esteem in the process that we tell ourselves that we just aren’t made to save money?
Well then, this website over there told me that they have got shiny new shirts reduced from 1899,- to just 15 bucks, but only if I order 65 of them in the next.two minutes. Take my credit card! I’ll start no spending year right after! Pinky promise!
I see articles like this every couple of weeks and I get the impression that they’re trying to find alternative explanations for trends caused by poverty. It’s hard to develop let alone understand or recognize healthy spending habits when your choices are to pay bills or go hungry.
Thats the issue. Not only with poverty, but with overspending in general. Usually, money savin measures take time to become noticeable, since there is always some inertia in money flows (things that were already die when the saving measures were started, subscriptions, etc), so people who overspent will immediately see a drastic downfall of their living standards when they start saving, but still overshoot their budget for at least a few weeks usually, until all the overspending is paid off and the savings start to kick in. That’s a really dangerous phase because people often struggle to understand if they are doing it right or not.
So, we take the magazine diet of the month approach yet again? Instead of learning healthy spending habits, we barge in with the extremest measures we can find, inevitably fail and try the next needlessly extreme thing, repeating the cycle until we have lost so much self esteem in the process that we tell ourselves that we just aren’t made to save money?
Well then, this website over there told me that they have got shiny new shirts reduced from 1899,- to just 15 bucks, but only if I order 65 of them in the next.two minutes. Take my credit card! I’ll start no spending year right after! Pinky promise!
I see articles like this every couple of weeks and I get the impression that they’re trying to find alternative explanations for trends caused by poverty. It’s hard to develop let alone understand or recognize healthy spending habits when your choices are to pay bills or go hungry.
Yeah. Because to mention it would mean admitting it exists.
Thats the issue. Not only with poverty, but with overspending in general. Usually, money savin measures take time to become noticeable, since there is always some inertia in money flows (things that were already die when the saving measures were started, subscriptions, etc), so people who overspent will immediately see a drastic downfall of their living standards when they start saving, but still overshoot their budget for at least a few weeks usually, until all the overspending is paid off and the savings start to kick in. That’s a really dangerous phase because people often struggle to understand if they are doing it right or not.