It was a joke on “bad” not “dad”. Not saying there is anything wrong with parents helping family to buy a home. Its not the parents or childrens fault that the market requires this now.

Edit: I will make a comment on your statement about rates however. Rates are and have been historically low but prices high and going ever higher. It does not matter if the rate is 0.5% but the price is so high you can’t even save the down payment.